Worker's compensation comes in handy if you're ever injured on the job and need coverage for lost earnings and medical expenses. But don't be surprised if your employer's insurance provider decides to deny your worker's compensation claim. The following not only explains why your claim could be denied, but also how you can appeal the decision and move forward with your claim.
Find Out Why
The first step towards getting the compensation you deserve is to find out why your claim was denied. In most cases, you'll receive a letter stating why your claim was initially denied. There are several reasons why your claim could be denied:
File an Appeal
After finding out why your claim was denied, you'll want to appeal the decision to your state's labor board or worker's compensation board. In most cases, an administrative law judge will hold a hearing where both sides can argue the merits of the case. There's also a time limit for filing an appeal, so you should have this done as soon as possible. You'll also want to have an experienced worker's compensation attorney present, like McMullen & Ochs PLLC, to help you with the appeals process.
Don't Forget about Evidence
For a successful appeal, you'll want to have plenty of evidence that supports your claims. This includes an additional medical exam highlighting your injuries, time sheets to establish when you were working and eyewitness testimony from co-workers.
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